Other Core Banking Ledger Projects (open‐source projects)

Platform	Type	Focus	Description	Website
Apache Fineract	Core Banking	General core banking	Modular platform for client data, loan and savings portfolio management, real-time accounting, with APIs for cloud-readiness.	fineract.apache.org
Mifos X	Core Banking	General core banking	Provides account management, lending, savings, and digital financial services, designed for flexibility and scalability.	sourceforge.net
OpenCBS	Core Banking	Microfinance, SME banking	Cloud-optimized for microfinance, including client management, loan and savings management, collateral management, and accounting.	github.com
Cyclos	Core Banking	Local banks, community currencies	Online banking platform for microfinance, e-commerce, business directories, and mobile banking solutions.	cyclos.org
Open Bank Project	API Platform	Open Banking APIs	Offers APIs for enhanced financial transparency, integration with European and international banking standards.	openbankproject.com
Finscale	Core Banking	Open finance, social finance	Decentralized finance with API stack and microservices, supporting cloud-based financial services.	finscale.org
iDempiere	ERP with Financials	ERP, financial accounting	General ERP with CRM and supply chain, with financial modules adaptable for banking needs.	idempiere.org
GT.M	Database Engine	High-throughput transaction processing	Database optimized for transaction processing, often used as a backend for financial apps needing high reliability.	fisglobal.com
MyBanco	Core Banking	Customer and transaction management	Basic core banking system for customer and transaction management, interest, payments, and transfers.	N/A
Octopus	Core Banking	Microfinance	Also known as OpenCBS; offers modules for client and loan management, delinquency, teller management, accounting, and reporting.	N/A
Formance	Ledger	Programmable ledgers, financial workflows	Ledger-focused on programmable financial flows and multi-party transactions, with high transparency and flexibility for workflows.	formance.com
TigerBeetle	Ledger	High-performance financial ledgering	Financial accounting database focused on high-speed and crash-safe ledgering, handling millions of transactions per second.	tigerbeetle.com
ModusBox	Ledger and Core Banking	Payment integration and digital banking	API-focused with ledger and payments orchestration for banks and financial institutions, enabling integrations with various financial services.	modusbox.com
Hyperledger Fabric	Distributed Ledger	Blockchain-based financial applications	Open-source blockchain framework that supports private transactions and contracts, adaptable to banking and ledger use cases.	hyperledger.org
Moov	Payments & Ledger	ACH, payments, financial data handling	API-first platform providing payment rails and ledgers to manage financial data, focused on the U.S. financial ecosystem.	moov.io
Stellar	Ledger	Decentralized ledger for digital assets	Open-source decentralized ledger for transferring digital assets, used by financial institutions for cross-border payments and digital transactions.	stellar.org
Celo	Ledger and Payments	Decentralized finance	Open-source protocol and ledger supporting decentralized finance and mobile payments, with a focus on inclusivity and digital assets.	celo.org
OpenLedger	Ledger	Financial transactions on blockchain	Decentralized, blockchain-based ledger focused on handling financial transactions in an open-source environment.	openledger.io
Libra (Diem)	Distributed Ledger	Digital currency and financial services	Originally developed by Meta, Diem (formerly Libra) provides a stablecoin-based financial ledger for cross-border and digital financial services.	N/A