"Good, cheap or both"
Alternatives:
- Adyen: finnish e-banking, bank transfer is €0,65 per payment
- Stripe:
- Paytrail: really good but it is on the pricey side. 59€/month + (0.40€ + 2-3%) per transaction.
- Checkout (Paytrail)
- Bambora: Uses Visma Pay Which has 0 monthly fee + 0.40-0.60€+2.8% per transaction
- Klarna: 6% per transaction + 0.2€ So it gets expensive
- Nets
- Svea (formerly Maksuturva): fixed fees for bank payments 0,35€ or 0,5€ for Nordea. 59€ per month platform fee.
Suggested choices:
- Adyen if you want cheap than Stripe but Stripe has better developer experience.
Notes of Paytrail:
- The other vendors do not cater that much for the global world. Only paytrail really have documentation and website in English the rest of them are all in Finnish.
- 2.8% is huge commission compared to EU credit/debit cards or SEPA payments with Stripe or Adyen