✨"Your AI-Powered Path to Financial Freedom"✨
- Traditional financial planning applications possess complexities and lack of personalized advice. This involves difficulty in tracking finances, limited access to expert knowledge and inconsistent financial discipline.
- The absence of sufficient educational resources further hampers users' understanding of financial concepts and informed decision-making.
- These tools often lack features that provide consistent reminders and behavioral nudges necessary for maintaining financial goals.
- The lack of engaging and motivational elements can lead to users losing interest and straying from their financial plans.
Our goal is to design and implement a tool that analyzes users' financial data, discerns their goals, and prioritizes them, with stringent security measures to ensure the confidentiality and integrity of the users’ financial data.
WiseVault is an Automated financial planning ecosystem that utilizes AI to assist users in efficiently managing their finances. By analyzing spending habits, offering budgeting advice, and giving personalized tips, it helps to optimize financial well-being. Financial planning plays a vital role in helping individuals achieve their financial goals, manage risks, build wealth, and secure a stable financial future. Recognizing that many individuals struggle to manage their finances due to time constraints, our app provides users with accessibility, personalized services, risk management, and educational resources to support them in reaching these objectives. WiseVault provides a comprehensive approach to money management through its user-friendly features such as portfolio management, expense tracking, and future planning. The app includes an AI-driven chatbot, detailed analytics, payment reminders, money-saving suggestions, and personalized recommendations, making financial management simple and fulfilling.
- Mobile Application WiseVault
- WiseVault Website
- WiseVault Admin-Panel
- Project Description
- Contents of WiseVault Product Suite
- Table of Contents
- Technologies Used
- Deployed Links for Demo
- Features
- Demonstration & Screenshots
- Installation
- Contributors
- Acknowledgements
WiseVault is a versatile application that supports multiple devices and utilizes a diverse range of technology stacks.
- Frontend: React.JS, Next.JS, Bootstrap, Material UI, Flutter
- Backend: Node.JS
- Database: MongoDB, Firebase
- Postman
- LLM Model for Chatbot
- Yahoo Finance Data Reader Model : https://github.com/pydata/pandas-datareader/blob/main/pandas_datareader/yahoo/daily.py
The choice of these technologies is based on factors such as their scalability, cross-platform compatibility, community support, availability of libraries and frameworks, and familiarity of the development team.
The deployed links for our application are:- *Web Page: https://wisevault.vercel.app/
*App: https://drive.google.com/drive/folders/1EHp-Wdygb-VWv0_iXl435xBkZvVESLBO?usp=sharing
- Mobile App (User)
- User: testing
- Pw: test_1234
- Admin
- User: [email protected]
- Pw: admin
The key features of WiseVault Application are:-
- 3 interfaces : WebPage, Mobile App, Admin Panel
- Intuitive interfaces catering to different user roles and enabling seamless interactions.
- Firebase Authentication
- Employs state-of-the-art encryption and utilizes Google Authentication for an added layer of protection. With secure login features, including biometric authentication and two-factor verification via Google Auth, you can rest assured that your investment, budgeting, and expense tracking information is protected.
- Budgeting & Goal Setting
- Comprehensive dashboard for tracking expenditures, remaining budget, and financial goals, along with options to manually input expenses or scan QR codes. Users receive weekly spending summaries, alerts for overspending, and personalized budgeting advice through machine learning. Additionally, the app allows goal setting with progress tracking and provides dynamic budget adjustments based on spending habits.
- Analysis using Charts and Graphs
- Features charts and graphs to analyze spending trends, displaying monthly or weekly expenditures through line and bar charts. Users can view budget allocation via pie charts and progress bars, and track financial goals with progress charts and milestone indicators. Additionally, comparative and predictive charts offer insights into spending patterns and future expense forecasts.
- User Rewards
- Features a coin system where users earn rewards by reading modules, correctly answering MCQs, and completing tasks. These coins can be accumulated and redeemed for various benefits. This incentivizes users to engage with the content and improve their financial literacy.
- Learning Modules
- Offers interactive learning modules on various financial topics, including budgeting, investing, and retirement planning. Users can read through these modules, participate in quizzes, and complete tasks to reinforce their knowledge. Successful completion of these activities rewards users with coins, promoting continuous learning and engagement.
- AI Personal Assistant
- Incorporates an AI personal assistant powered by a fine-tuned Gemini API, enabling a unique chatbot feature for addressing financial questions. Users can interact with the chatbot to receive personalized advice, insights on financial queries, and guidance on managing their finances effectively.
- Investment Portfolio
- Includes a comprehensive investment portfolio feature where users can manage and track their investments. It provides functionalities such as adding, editing, and categorizing investments, viewing real-time portfolio performance metrics, and receiving personalized insights and recommendations based on investment goals and risk tolerance.
- Retirement Planning
- Offers robust retirement planning tools, allowing users to set retirement goals based on desired age, income needs, and savings targets. It provides calculators to estimate retirement savings required, offers investment strategies tailored to retirement goals, and continuously monitors progress towards achieving those goals, providing alerts and adjustments as needed to ensure financial security in retirement.
- Multicurrency System
- Support for multi currencies to cater to diverse user preferences and needs.
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Follow these steps to run a React project on your local machine:
- Clone the project repository:
git clone https://github.com/Capitalyst/web-page- Install project dependencies:
npm install - Start the development server:
npm run dev - Open your web browser and visit:
http://localhost:1573
You should now see the React project running in your browser.
We would like to acknowledge the exceptional teamwork and collaboration among all the contributors involved in this project. The successful outcome of our endeavor is a testament to the collective effort and dedication of each team member.
We would like to express our heartfelt gratitude to American Express for providing us with the incredible opportunity to participate in their prestigious hackathon. This platform has allowed us to showcase our skills, creativity, and innovative ideas in the realm of technology and finance. We would also like to extend our sincere appreciation to our mentors, Monica and Sneha ma'am, for their unwavering support, guidance, and mentoring throughout this hackathon. Their expertise and insights have been invaluable in shaping our ideas, refining our approach, and pushing us to deliver our best. We are honored to have been a part of this hackathon and look forward to continuing our journey towards creating impactful solutions in the world of technology and finance.
Developed by: Team Capitalysts