chore(deps): bump @payloadcms/payload-cloud

Bumps the npm_and_yarn group with 1 update in the / directory: [@payloadcms/payload-cloud](https://github.com/payloadcms/payload/tree/HEAD/packages/payload-cloud).


Updates `@payloadcms/payload-cloud` from 3.20.0 to 3.21.0
- [Release notes](https://github.com/payloadcms/payload/releases)
- [Commits](https://github.com/payloadcms/payload/commits/v3.21.0/packages/payload-cloud)

---
updated-dependencies:
- dependency-name: "@payloadcms/payload-cloud"
  dependency-type: direct:production
  dependency-group: npm_and_yarn
...

Signed-off-by: dependabot[bot] <[email protected]>